Mobius Payments Gateway Now Supports eShop Plugin

November 17th, 2015  / Author: admin

In today’s job market, many people have resigned to the fact that perhaps it is time to cease working for someone else and to go into business for themselves. There are those that will open brick and mortar businesses and many others that will prefer to try Internet marketing due to the lower startup costs. If you have an online business or are considering entering the world of online marketing, Mobius Payments wants you to know that they now support the eShop plugin for WordPress.

Mobius Payments CEO Mia Hyun explained; “To successfully accept credit card transactions on your website you need to have at least one gateway provider in addition to a merchant account. We have found that a significant number of our customers relying on ecommerce utilize WordPress as a content management system and backend for their sites. As a result, Mobius Payments has constructed an extensive suite of shopping cart products; we feel eShop is an important addition to the tools Mobius provides.”

The eShop plugin for WordPress is a shopping cart plugin with many features including the acceptance of membership payments, multiple methods of listing products available for purchase, stock control and various discount options. Read the rest of this entry »

Verified by Visa: It’s time has come

October 27th, 2015  / Author: admin

I remember the first time I attempted to make an online purchase and got a popup telling me I had to sign up for Verified by Visa; I immediately thought it was a phishing scam and backed away quickly. I have recently done some research and it appears that there was a time that Verified by Visa popups were phishing; but times have changed. With the implementation of EMV Compliance it is expected that there will be an increase in fraud attempts for online purchases, now is Verified by Visa’s time to shine.

On October 1 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud to merchants that are not EMV-compliant. History has shown that EMV-compliance virtually eliminates credit card fraud and when the buyer uses a credit card with an RFID chip and the merchant has an EMV-compliant credit card terminal. While this is very good for brick and mortar businesses, history has also shown that when EMV-compliance helps greatly with purchases made face-to-face, there is also the potential for additional credit card fraud with relation to online credit card purchases. For those merchants relying solely on online purchases or brick and mortar businesses, Mobius Payments wants you to know that they now support Verified by Visa fraud protection. Read the rest of this entry »

Reminder: Your EMV- Compliance Deadline Has Passed

October 5th, 2015  / Author: admin

Mobius Payments wants to remind all brick and mortar merchants that EMV-compliance (Europay, MasterCard, and Visa) is the new standard in the United States. As of October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express began shifting liability for credit card fraud from the card issuer to merchants that are not EMV-compliant. Now that the deadline has passed, what happens next?

The liability shift is just that – the accountability for fraudulent or counterfeit transactions has passed to the merchant. If the merchant’s credit card terminal is not compliant with the EMV standards, meaning it cannot accept a credit or debit card containing a chip, the liability for fraudulent transactions has been transferred to the merchant who continues operating non-compliant hardware after the deadline.

For example, if a merchant is operating a compliant terminal and experiences a fraudulent EMV transaction using the chip and signature method, the issuing bank will be liable, however, if the merchant’s terminal is only capable of reading the magnetic stripe and the card that is used in the fraudulent activity has a chip, the merchant will be liable for that transaction even though they are a victim of fraud. Read the rest of this entry »