Mobius Payments: Supporting Apple Pay for Brick & Mortar and eCommerce Clients

September 14th, 2015  / Author: admin

Mobius Payments wants to remind you that they provide the means for your business to accept payments via Apple Pay for both brick and mortar businesses as well as those accepting e-commerce transactions. Brick and mortar merchants will be provided special stand alone credit card terminals while e-commerce transactions will be processed via the Mobius Payments Gateway application programming interface (API).

Apple, Inc. released Apple Pay as an alternative to using credit cards; it is a mobile payment and digital wallet service that lets users pay for purchases using a mobile app installed on their iPhone, iPad or Apple Watch compliant devices.

Numerous national chains of grocery stores, restaurants, department stores, gasoline service stations and hotels currently have the special credit card terminals installed with thousands more added on a regular basis. Apple Pay is also accepted as a payment method for many popular apps such as Uber, Airbnb, Starbucks, Groupon, Ticketmaster and many more. Read the rest of this entry »

Mobius Payments Suite of Shopping Cart Products for All Your Ecommerce Needs

September 1st, 2015  / Author: admin

It is rare that any business today will rely solely on the brick-and-mortar business model; if you have been contemplating this move yourself, you will want to be prepared to accept online sales in a manner that is secure for both your customer and you. Mobius Payments, your provider of merchant processing solutions for your brick-and-mortar business, has more than 10 years of providing online merchant solutions and wants you to know that they are prepared to assist your business transition to successfully and securely completing online transactions with a full suite of shopping cart products.

Mobius Payments 10 years of providing ecommerce solutions translates to an understanding of your needs; providing a pleasant, easy and secure buying experience for your customers, and an accurate settlement from the transaction while minimizing fraud and chargebacks for you.

As Mobius Payments CEO Mia Hyun explained; “To successfully accept credit card transactions you need to have at least one gateway provider in addition to a merchant account. As such, Mobius Payments provides a large selection of options in our suite of shopping cart products. With more than 100 shopping cart plugins available including Magento, Illusion, osCommerce and WHMCS, Mobius Payments is prepared to provide you with the security you need and want.” Read the rest of this entry »

EMV-Compliance Due October 1, 2015 – Mobius Payments is Prepared

August 17th, 2015  / Author: admin

In these days of credit card fraud and identity theft, the United States has been behind the game in the prevention of credit card fraud when compared to the rest of the world in that most credit cards issued in the US continue to use encoded magnetic stripes to hold your data. These stripes can be scrambled, erased or copied; the data can even be stolen while the credit card remains in your wallet. Effective
October 1, 2015 the major credit card companies, MasterCard, Visa, Discover and American Express will begin shifting liability for credit card fraud to merchants that are not EMV-compliant. EMV-compliant credit cards use an RFID chip and a pin code, also known as Chip-and-Pin cards as opposed to the magnetic stripe currently used by most.

In a nutshell, if a customer uses a magnetic swipe card and it is a fraudulent transaction, the merchant is not liable; the card issuer will continue to be responsible for the loss. If however, the consumer is using a chip card, but the merchant is not using a terminal that accepts the EMV technology, and it is a fraudulent transaction, then the merchant will be found liable because the card issuer invested in the Chip-and-Pin technology but the merchant failed to upgrade to this more secure technology. If a fraudulent transaction is made with a chip card at a chip terminal, then the card issuer is responsible. The nice thing about it is that in-store credit card fraud is virtually eliminated when both parties are using the Chip-and-Pin technology.

The fact of the matter is that EMV technology may be new to the United States, but it is the standard pretty much everywhere else in the world and it will be the standard here soon. By the end of 2015 every merchant, ISO/MSP (Independent Selling Organization / Member Service Provider) and bank will have to be prepared to manage this transition because responsibility for fraud can shift from the card issuer to the merchant.

Is your business EMV-compliant? You are responsible for working with your credit card processor to ensure you are capable of accepting EMV transactions. Mobius Payments is ready to help you become EMV-compliant, whether you are a brick and mortar business with a credit card terminal or if your business model deals solely with online transactions. Time is running short, Mobius Payments is ready today.

About Mobius Payments:

Mobius Payments, Inc. is headquartered in Los Angeles, California and offers comprehensive and cutting-edge electronic payment processing solutions. We are your premier business partner in facilitating the acceptance of electronic payments for your products and services both online and on the go; featuring a fully secure end-to-end global payment solution supporting all major credit cards, 36 global currencies, support for a variety of integrated shopping carts, ACH, and a wide range of custom-tailored solutions for your business. Mobius Payments is your reliable and strong business partner specializing in high-risk merchant accounts in the US, EU, and Asia.